📈 SIP Calculator 2025

Goal-based planning • Step-up SIP • Scenario comparison • Investment Projection Tool

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Calculate Returns
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Goal Planning
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Compare Scenarios
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Track Progress

Investment Details

₹500 ₹50,000+
%
Conservative: 6-8% Moderate: 10-12% Aggressive: 14-18%

📚 About SIP Investment

What is SIP?

Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. It's a disciplined way to build wealth through rupee cost averaging and power of compounding.

Why SIP?

  • • Disciplined investing habit
  • • Rupee cost averaging reduces risk
  • • Power of compounding over time
  • • Flexible: Start with ₹500/month

Expected Returns

  • • Equity funds: 12-15% (long-term)
  • • Balanced funds: 10-12%
  • • Debt funds: 7-9%
  • • Conservative: 6-8%

Pro Tips

  • • Start early, even with small amounts
  • • Enable step-up SIP (increase 10% annually)
  • • Don't stop during market crashes
  • • Review portfolio annually

🔒 Your Privacy Matters

100% Browser-based calculations: All your financial data (age, salary, contributions) stays in your browser. Nothing is sent to our servers.

Optional analytics: We use Google Analytics (with IP anonymization) only if you consent. This helps us improve the tool. Your calculation data is never included in analytics.

Ads support: We show Google AdSense ads to keep this tool free. Ads are contextual and don't use your calculation data.

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